If you’re researching the Jernigan Agency, you’re probably looking for more than a company overview. You want to understand the people behind the agency, the career opportunities available, and whether it’s the right place to begin or grow your insurance career.
Based in Asheville, North Carolina, the Jernigan Agency is part of Symmetry Financial Group and is led by Rachael Jernigan, a respected leader who has spent more than a decade helping agents build successful businesses while protecting families. As a leader within the Delaney Agency and a direct-to-Brian Delaney organization, the agency focuses on mentorship, leadership development, and providing agents with proven systems for long-term success.
Whether you’re looking to become an insurance agent, exploring commission-based opportunities, or researching Delaney insurance, this guide will help you understand what makes the Jernigan Agency unique and what you can expect from a career there.
Key Takeaways
- The Jernigan Agency is a life and health insurance brokerage operating under Symmetry Financial Group.
- The agency offers remote opportunities with a 100% commission-based compensation model.
- Agents receive mentorship, training, and access to proven lead-generation systems.
- Rachael Jernigan built a successful agency despite having no prior sales experience.
- The agency emphasizes leadership development, personal growth, and serving families.
Who Is the Jernigan Agency?
The Jernigan Agency is a life and health insurance brokerage dedicated to helping families protect what matters most while creating meaningful career opportunities for aspiring insurance professionals.
Operating within Symmetry Financial Group, the agency serves clients by connecting them with insurance solutions that fit their individual needs. At the same time, it invests heavily in developing agents through coaching, mentorship, and leadership training.
Unlike many traditional sales organizations, the agency combines modern technology with relationship-driven service. New agents receive access to:
- Data-driven lead generation
- Comprehensive onboarding
- Ongoing mentorship
- Remote work opportunities
- Leadership coaching
- National conferences and training events
If you’d like to learn more about the agency, visit the Jernigan Agency to explore current career opportunities and learn more about its mission.
Professionals interested in understanding the broader leadership philosophy behind the organization can also visit our About page to learn how the Delaney Group develops leaders across its agencies.
A Career Built on Opportunity, Not Limits
One aspect that immediately stands out about the Jernigan Agency is its transparent approach to compensation.
Rather than offering a traditional salary, the agency operates on a 100% commission-based model, allowing agents to earn based on the value they create and the work they put in.
For some professionals, commission-based careers can seem intimidating at first. That’s why the agency places significant emphasis on education before someone joins the team. Prospective agents are encouraged to schedule an interview where they can learn:
- How commissions are calculated
- What earning potential looks like
- Additional performance incentives
- Strategies for long-term success
- What support is available throughout the journey
Instead of simply recruiting agents, the agency focuses on helping individuals understand exactly what they’re stepping into so they can make an informed decision.
This level of transparency reflects a leadership philosophy centered on trust and long-term relationships rather than quick recruiting.
The Support Behind Every Successful Insurance Agent
A commission-only career isn’t about working alone.
Success comes from having the right systems, coaching, and mentorship.
The Jernigan Agency provides agents with tools designed to reduce many of the common obstacles new professionals face, including:
- Qualified leads instead of cold calling
- Proven sales systems
- One-on-one coaching
- Licensing guidance
- Business development support
- Leadership mentoring
For professionals who are not yet licensed, the agency also provides guidance throughout the licensing process.
If you’re preparing to enter the industry, our Get Licensed page explains the steps required to begin your journey and become a licensed insurance professional.
Rachael Jernigan's Story: From Home Construction to Insurance Leadership
One of the strongest reasons people research the Jernigan Agency is its leadership.
Before entering the insurance industry, Rachael Jernigan and her husband spent more than a decade working in home construction, restoring historic homes and building custom properties.
Sales wasn’t part of their background.
Insurance certainly wasn’t either.
During her interview, Rachael openly shared:
We had zero background in sales, let alone insurance sales.”
Like many people considering a career change, they weren’t searching for a shortcut.
They were searching for a system they could trust.
What attracted them to Symmetry Financial Group and ultimately the Delaney Agency was seeing people from completely different backgrounds producing consistent results by following a proven process.
As Rachael explained:
If we put in the work, we could get the same outcome that others were getting.”
That belief proved true.
After entering the business, the jernigan couple was able to:
- Pay off nearly $100,000 in debt
- Return to a six-figure income
- Build long-term residual income
- Grow a successful agency
- Help develop future leaders
Her journey demonstrates that prior sales experience isn’t always the deciding factor.
Coachability, consistency, and a willingness to learn often matter much more.
Leadership That Focuses on People
Throughout her interview, one theme appeared repeatedly.
Leadership isn’t about reaching the top first.
It’s about helping others succeed along the way.
Today, Rachael says one of the most rewarding parts of her career isn’t personal production.
It’s watching members of her team overcome obstacles, grow as professionals, and achieve goals they once thought were impossible.
She encourages new agents not to compare themselves with others but instead to stay focused on their own growth.
As she puts it:
Don’t get into the comparison trap. Just do the work, put your head down, and stay in your lane.”
That philosophy closely reflects the culture promoted throughout Delaney insurance agency, where leadership is measured not only by results but also by the ability to develop others.
Watch Rachael Jernigan Share Her Journey
If you’d like to hear Rachael tell her story in her own words from entering the industry with no sales experience to building a thriving agency, watch her interview below.
The interview offers valuable insights into:
- Why she chose Symmetry Financial Group
- How the proven sales system helped her succeed
- Building passive income
- Leading a growing team
- Advice for new insurance agents
- The mindset required for long-term success
Why the Jernigan Agency Stands Out
Choosing the right agency can have a lasting impact on your career. While many organizations offer licensing support and commission opportunities, the Jernigan Agency places a strong emphasis on developing people alongside production.
The agency believes that success comes from combining proven systems with consistent coaching, mentorship, and personal accountability. Rather than expecting new agents to figure everything out on their own, leaders invest time in helping individuals build confidence, improve their communication skills, and develop into trusted advisors.
This approach aligns closely with the leadership culture found throughout the Delaney Agency, where growth is measured not only by production but also by the ability to serve families and help others succeed.
Professionals who thrive in this environment are often those who are willing to learn, remain coachable, and consistently take action.
Developing the Skills to Become an Insurance Agent
Many people wonder what it really takes to become an insurance agent.
While obtaining a license is an important first step, successful agents develop a wide range of professional skills that help them build lasting relationships with clients.
Some of the most valuable insurance services career skills include:
- Active listening
- Clear communication
- Time management
- Integrity and professionalism
- Problem-solving
- Emotional intelligence
- Goal setting
- Leadership
- Adaptability
- Consistency
These skills are not learned overnight. They develop through experience, coaching, and a willingness to improve every day.
That is why agencies that prioritize mentorship often help new agents progress much faster than those who rely only on self-study.
Understanding the Insurance MLM Question
A common question from people exploring the industry is whether insurance is an MLM.
The answer depends on the specific company and how it operates.
Licensed insurance agencies work within state regulations and earn income by helping clients secure insurance products that fit their needs. Successful agencies focus on education, compliance, client service, and long-term relationships.
Rather than relying on labels, prospective agents should evaluate an organization by asking questions such as:
- Is licensing required?
- Is there ongoing mentorship?
- Are clients the primary focus?
- Does the agency provide professional training?
- Is there transparency around compensation?
- Are experienced leaders available to provide coaching?
The Jernigan Agency openly explains its commission structure, licensing support, and career expectations before someone joins the team. This level of transparency helps candidates determine whether the opportunity aligns with their goals.
The Delaney Group's Commitment to Leadership
One reason the Jernigan Agency has continued to grow is its connection to the Delaney Group, an organization recognized for developing leaders within the insurance industry.
Under Brian Delaney’s leadership, the focus extends beyond helping agents earn commissions. The mission is to help people build meaningful careers while creating opportunities for others.
Brian Delaney often reminds leaders:
Success is the standard and significance is the goal.”
This philosophy encourages agents to pursue excellence while investing in the people around them.
Another principle that continues to shape the culture is:
Results matter and people matter, and those two things won’t be separated.”
This commitment to leadership development helps explain why mentorship remains a central part of the agency’s culture.
Is the Jernigan Agency Right for You?
Every career opportunity is different, and the best fit depends on your goals, work ethic, and willingness to grow.
The Jernigan Agency may be a strong fit if you:
- Want to work remotely
- Prefer performance-based earning potential
- Enjoy helping families protect their future
- Are comfortable learning new skills
- Value mentorship and coaching
- Want opportunities to grow into leadership
- Are willing to build a long-term career
Whether you are new to the industry or looking for a fresh opportunity, finding an agency that invests in your development can make a significant difference over time.
Building a Career That Makes an Impact
Many people begin exploring Delaney insurance because they are searching for greater flexibility or higher income.
What often keeps them engaged is something much deeper.
They discover an opportunity to build meaningful relationships, serve families during important moments, and develop as leaders.
Rachael Jernigan’s story demonstrates that success does not require decades of sales experience. It requires commitment, coachability, and the willingness to trust a proven system.
Her journey from home construction to leading a successful insurance agency reminds aspiring professionals that growth is possible when they consistently invest in learning and remain focused on serving others.
Final Thoughts
The Jernigan Agency offers more than a career in insurance.
It offers an opportunity to learn from experienced leaders, develop valuable professional skills, and build a business centered on helping families.
Through its connection with the Delaney Agency, its leadership within the Delaney Group, and its commitment to mentorship, the agency provides an environment where motivated professionals can continue growing long after earning their insurance license.
If you are considering becoming an insurance agent, take time to research the agency, understand its commission structure, and evaluate whether its culture aligns with your long-term goals.
You can learn more by visiting the Jernigan Agency website, exploring our About page, or reviewing the resources available on our Get Licensed page before taking the next step.
Frequently Asked Questions
What is an insurance agent’s job description?
An insurance agent helps individuals, families, and businesses identify insurance solutions that meet their needs. Their responsibilities include educating clients about available coverage, recommending appropriate policies, assisting with applications, maintaining client relationships, and providing ongoing support throughout the life of a policy.
How do I become an insurance agent?
To become an insurance agent, you typically need to complete your state’s pre-licensing education, pass the licensing exam, obtain your insurance license, and partner with a licensed agency. Many organizations, including the Jernigan Agency, also provide mentorship and guidance to help new agents transition successfully into the profession.
What are the roles and responsibilities of a life insurance agent?
Life insurance agents educate clients about financial protection, assess individual and family needs, recommend suitable insurance products, assist with policy applications, maintain long-term client relationships, and provide ongoing service as life circumstances change.
Can someone with no sales experience succeed in insurance?
Yes. Rachael Jernigan is a great example of someone who entered the industry with no sales background. Through consistent effort, mentorship, and a proven system, she built a successful agency and now helps others achieve similar success.
Is a commission-based insurance career worth considering?
A commission-based career offers uncapped earning potential, but success depends on dedication, consistency, and a willingness to learn. For individuals who enjoy helping people and are motivated by performance, it can provide significant professional and financial opportunities.
