Tim Penso didn’t grow up dreaming about insurance. He got in at 20 because retail wasn’t going to build the life he wanted. He was after one thing—freedom. And when he found the Delaney Agency, he didn’t dip his toes in. He went all in. Six months later, he was an Agency Owner. By the end of year one, he had placed over \$1 million. Not with experience. With obsession.

Now, as a Regional Agency Director, Tim’s done what most never do—he’s replicated it. Not the income. The impact. He’s helped three others rise to Agency Owner, and he’s just getting started. What drives him isn’t ego—it’s growth. He doesn’t build followers. He builds leaders. And every move he makes proves what’s possible when you stop playing small and start betting on yourself.